Stop Funding Stress Kill your Business Growth
Choosing the wrong loan damages your profitability and traps your business in debt.
Lack of expert guidance leads to unnecessary overpayments in interest rates.
Multiple loan rejections lower your credit score and ruin chances of future approvals.
Hidden processing fees and prepayment penalties can eat into your working capital.
Getting less than what you need leads to more loans and complicated finances.
But the truth is...
Lenders don’t just reject based on the score.
They also
evaluate
1. Why is Your CIBIL Score Low?
Is it a short-term disruption or long-term financial mismanagement?
2. What Documents Support Your Case?
Income proofs, tax filings, and proof of business stability matter.
3. How Many Loans You've Applied for Recently?
Too many loan applications show “credit hunger” and reduce trust.
4. Is Your Loan Structured Correctly?
The purpose, amount, and tenure must align with your business profile.
(Created from 20+ years of experience and 2,000+ success stories)
“Despite a low CIBIL score of 652, Prabhat helped me get an unsecured business loan when most banks had refused to even consider my application.”
“Mr. Prabhat successfully secured a home loan for us despite age and financial constraints and got us the lowest rate from a reputed bank.”
“CA Prabhat successfully helped set up our factory in Kharkhoda, Haryana, by securing timely funding for land, construction, and machinery. ”
“Working with Mr. Prabhat, we received essential funding at each stage, enabling us to grow our business fourfold within four years. ”
Only for MSMEs
Loan up to ₹10 crore
Lowest rate of interest
Up to 75-85% credit guarantee
Not Just a Loan Advisor, but a Loan Approval Expert
Prabhat Agarwal is a CA and the founder of People Financials. He started his journey over 20 years ago and spent 7 of those years as Regional Manager (Loans Division) at ICICI Bank, learning the ins and outs of loan applications and approvals.
He started People Financials in 2012 with one goal: to make borrowing easier, safer, and more transparent. Today, his company works with 89+ banks and financial partners, offering clients the choice to compare multiple lenders and secure the best deal available in the market. Not only do they help you get the right loan, but they also provide lifelong doorstep support even after your loan is approved.
He is also an author and has received recognition from the government for his work. His mission is to help businesses grow with confidence and clarity.
2,000+ Clients Helped in Securing Loans Tailored to Their Needs
98% Success Rate in Getting Loans Approved for Clients
1,000+ MSMEs Empowered to Get Collateral-Free Loans
- By Top Authorities -
- Leading Banks and NBFCs _
Comprehensive analysis of your funding needs, goals, and financials to align with lender expectations.
Building a customized financial strategy designed to meet lender requirements and improve your eligibility.
Creating a proven model that reduces rejection risk and improves approval chances from leading banks and NBFCs.
nvite CA Prabhat Agarwal Elevate your event with Prabhat Agarwal’s loan insights and
strategies
that
your audience will find both informative and inspiring.
